A Smarter Way to Tackle ESG: LECTURA’s Reporting Solutions for Europe’s Equipment Financiers

In the EU—nowhere more so than in Germany—banks and leasing companies that finance equipment must prove their portfolios’ climate impact under the Corporate Sustainability Reporting Directive (CSRD), the EU Taxonomy, and the Partnership for Carbon Accounting Financials (PCAF) standard. That means disclosing Scope 1-3 CO₂ emissions, tagging each asset’s economic activity, and passing far stricter audits than ever before.

LECTURA turns this regulatory maze into a single, automated workflow.

Turn Raw Fleet/Portfolio Tables into Regulator-Ready Metrics

With four decades of machinery data science, LECTURA cleans, standardises, and enriches entire portfolios at asset level—model by model, adding the technical and macro-details auditors demand:

• engine type & emission stage

• power source, fuel curve & usage hours & more

• NACE code, EU Taxonomy “Do-No-Significant-Harm” status & validation

• location-based grid mix for electric or hybrid units

The result: fast, precise calculations of Scope 1-3 CO₂, energy consumption, and VOCs that slot straight into CSRD Annex E tables and PCAF Category 7/8 templates (or as individually required).

Meet Every Rule — in One Report

Portfolio-Wide Clarity, Machine-Level Precision

• Benchmark across brands, models, regions—see CO₂ per € 1 000 financed value or per operating hour.

• Spot risk hotspots—old Stage III excavators in certain sectors, for example.

• Feed internal KPIs—use data to price risk, steer origination, and defend residual values.

Why It Pays Off Today—and Tomorrow

• Regulatory confidence: Demonstrate full CSRD, GHG, EU Taxonomy and PCAF alignment in a single, timestamped report.

• Audit speed: Reduce auditor follow-ups substantially

• Strategic insight: Turn compliance data into actionable KPIs that protect portfolio quality and anticipate future liability.

⭐Would you like to see more details? Click here for asset examples.

or...

⚡"Ready to elevate your ESG Reporting?
      Let’s connect and make it happen!"